What Is Regulation E? Regulation E is a regulation put forth by the Federal Reserve Board that outlines rules and procedures for electronic funds transfers (EFTs) and provides guidelines for issuers of electronic debit cards. The regulation is meant to protect banking customers who use electronic methods to transfer money. Understanding Regulation E Regulation E provides
What Is Regulation EE? Regulation EE, sometimes referred to as netting eligibility, is a rule set forth by the U.S. Federal Reserve Board. It expands the FDIC Improvement Act of 1991 definition of “financial institution” to include financial market participants who avail themselves of the act’s netting provisions regarding contracts in which the parties agree
What Is Regulation G? Federal banking regulation G requires banks, their affiliates, and their subsidiaries to publicly disclose written agreements with nongovernmental entities or persons (NGEPs). As outlined by the Federal Reserve, Regulation G would cover, for example, an agreement made by a bank to make more loans to qualified applicants in a community or
What Is Regulation I? Regulation I is a requirement enforced by the Federal Reserve on member banks. Regulation I stipulates that any bank that becomes a member of the Federal Reserve must acquire a certain amount of stock in its Federal Reserve Bank. Regulation I states the procedures for banks to purchase and redeem
What Is Regulation J? Regulation J provides the legal framework that allows for depository institutions to collect checks and other items and to settle balances through the Federal Reserve System (FRS). Regulation J is supplemented by occasional memos issued by the regional Reserve Banks, which detail more specific terms and conditions under which they will
What Is Regulation K? Regulation K is one of the regulations set forth by the Federal Reserve Board (FRB) and the Federal Deposit Insurance Corporation (FDIC). This regulation provides governance on a range of issues as it relates international banking, including the international banking front in the United States, offering guidelines for bank holding companies that
What Is Regulation M? Regulation M, also known as Subchapter M, is an Internal Revenue Service (IRS) regulation that allows regulated investment companies to pass taxes from capital gains, dividends, and interest distributions onto individual investors. Regulation M conforms to the conduit theory, which states that investment firms should pass capital gains, interest, and dividends to shareholders
What Is Regulation N? Regulation N is a rule established by the Consumer Financial Protection Bureau (CFPB) and the Federal Trade Commission (FTC) that enforces compliance with the Credit Card Accountability and Responsibility and Disclosure Act of 2009 (CARD Act) and the Dodd-Frank Wall Street Reform and Consumer Financial Protection Act of 2010 (Dodd-Frank Act). Key Takeaways Regulation N
What Is Regulation NMS? Regulation National Market System (NMS) is a set of rules passed in 2005 by the Securities and Exchange Commission (SEC) that sought to refine how all listed U.S. stocks are traded. The intention was to boost transparency, by improving the displaying of quotes and access to market data, and basically ensure
What Is Regulation O? Regulation O is a Federal Reserve regulation that places limits and stipulations on the credit extensions a member bank can offer to its executive officers, principal shareholders, and directors. The regulation is designed to prevent bank directors, trustees, executive officers, or principal shareholders (“insiders”) from benefiting from favorable credit extensions. Key
