What Is Thirty-Year Treasury? A thirty-year treasury is a U.S. Treasury debt obligation that matures after 30 years. Key Takeaways Thirty-year treasury is a debt obligation backed by the U.S. Treasury that matures after 30 years.Thirty-year treasury bonds are among the world’s most widely followed fixed-income assets.Thirty-year treasury yields fluctuate based upon market demand and
Thomas C. Schelling was an economist and Nobel Laureate known for his research on conflict and cooperation through the application of game theory. Focusing on resolution and war avoidance, his ideas have influenced strategies on national security, the environment, and ethical issues in public policy and business. Schelling is remembered as one of the “founding
Thomas Robert Malthus was an influential British economist who is best known for his theory on population growth, outlined in his 1798 book An Essay on the Principle of Population. In it, Malthus argued that populations inevitably expand until they outgrow their available food supply, causing the population growth to be reversed by disease, famine
What Are the Three Black Crows? Three black crows is a phrase used to describe a bearish candlestick pattern that may predict the reversal of an uptrend. Candlestick charts show the day’s opening, high, low, and closing prices for a particular security. For stocks moving higher, the candlestick is white or green. When moving lower
What Do Three White Soldiers Mean? Three white soldiers is a bullish candlestick pattern that is used to predict the reversal of the current downtrend in a pricing chart. The pattern consists of three consecutive long-bodied candlesticks that open within the previous candle’s real body and a close that exceeds the previous candle’s high. These
What Is a Termination Date? The term termination date refers to the day on which a financial contract ends. This date is the natural ending of any contract—such as a swap, rental lease, or loan agreement—indicating that final payment is made and no further exchanges will occur. Contracts normally indicate the length of the term
What Is Termination of Employment? The term termination of employment refers to the end of an employee’s work with a company. An employee may be terminated from a job of their own free will or following a decision made by the employer. Employers who execute a termination of employment may do so for a number
What Is a Termination Statement? A termination statement is a legal document signed by a lending institution. The purpose of the document is to confirm that a loan, previously extended by that lender, has since been repaid by the borrower. For example, mortgage lenders are required to provide termination statements once the balance of the
Example of Term Life Insurance Thirty-year-old George wants to protect his family in the unlikely event of his early death. He buys a 10-year, $500,000 term life insurance policy with a premium of $50 per month. If George dies within the 10-year term, the policy will pay George’s beneficiary $500,000. If he dies after he turns
What Is Term Out? Term out is a financial concept used to describe the transfer of debt internally, within a company’s balance sheet. This is done through the capitalization of short-term debt to long-term debt. Changing the classification of debt on the balance sheet allows companies to improve their working capital and take advantage of
