What Is Dual Income, No Kids (DINK)? “Dual income, no kids” (DINK) is a slang phrase for a household in which there are two incomes and no children. Couples living in a DINK household frequently have more disposable income because they do not have the added expenses that come with children. They also often spend
What Is the Direct Method? The direct method is one of two accounting treatments used to generate a cash flow statement. The statement of cash flows direct method uses actual cash inflows and outflows from the company’s operations, instead of modifying the operating section from accrual accounting to a cash basis. Accrual accounting recognizes revenue
What Does Direct Access Trading Mean? Direct access trading (DAT) is a technology system that enables stock traders to trade directly with another client, a market maker on Nasdaq, or a specialist on the floor of an exchange, all without broker interference. Understanding Direct Access Trading (DAT) Direct access trading (DAT) is the preferred trading
What Is a Direct Consolidation Loan? The term direct consolidation loan refers to a type of federal loan that combines two or more federal education loans into a single loan. A direct consolidation loan comes with a fixed interest rate that is based on the average rate of the loans that are consolidated. Consolidating through the
What Is a Direct Cost? A direct cost is a price that can be directly tied to the production of specific goods or services. A direct cost can be traced to the cost object, which can be a service, product, or department. Direct and indirect costs are the two major types of expenses or costs
What Is Direct Deposit? The term direct deposit refers to the deposit of funds electronically into a bank account rather than through a physical, paper check. Direct deposit requires the use of an electronic network that allows deposits to take place between banks. This network is called the automated clearing house (ACH). Because the funds
What Is Direct Investment? Direct investment is more commonly referred to as foreign direct investment (FDI). FDI refers to an investment in a foreign business enterprise designed to acquire a controlling interest in the enterprise. The direct investment provides capital funding in exchange for an equity interest without the purchase of regular shares of a
What Is Direct Mail? Direct mail is a strategy of sending advertising mail, such as pre-approved credit card applications or nonprofit fundraising letters, directly to potential consumers based on demographic information. Key Takeaways Direct mail is an advertising strategy of sending mail, such as pre-approved credit card applications or nonprofit fundraising letters, directly to potential
What Is Direct Market Access (DMA)? Direct market access (DMA) refers to access to the electronic facilities and order books of financial market exchanges that facilitate daily securities transactions. Direct market access requires a sophisticated technology infrastructure and is often owned by sell-side firms. Rather than relying on market-making firms and broker-dealers to execute trades
What Is Direct Marketing? Direct marketing consists of any marketing that relies on direct communication or distribution to individual consumers, rather than through a third party such as mass media. Mail, email, social media, and texting campaigns are among the delivery systems used. It is called direct marketing because it generally eliminates the middleman, such as
