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What Are Demographics? Demographics are statistics that describe populations and their characteristics. Demographic analysis is the study of a population-based on factors such as age, race, and sex. Demographic data refers to socioeconomic information expressed statistically, including employment, education, income, marriage rates, birth and death rates, and more. Governments, corporations, and non-government organizations use demographics to

What Is a Defined Contribution (DC) Plan? A defined contribution (DC) plan is a retirement plan that’s typically tax-deferred, like a 401(k) or a 403(b), in which employees contribute a fixed amount or a percentage of their paychecks to an account that is intended to fund their retirements. In addition, the sponsor company can match a portion of employee contributions

What Are Definitive Securities? Definitive securities are securities issued with a paper certificate. They stand in contrast to book-entry securities, which issuers enter into a computer system. Governments or corporations can circulate definitive securities; however, they are significantly less frequently circulated today than they were before widespread digitization. Key Takeaways Definitive securities are those that are

What Is Deflation? Deflation is a general decline in prices for goods and services, typically associated with a contraction in the supply of money and credit in the economy. During deflation, the purchasing power of currency rises over time. Key Takeaways Deflation is the general decline of the price level of goods and services.Deflation is

What Is a Deflationary Spiral? A deflationary spiral is a downward price reaction to an economic crisis leading to lower production, lower wages, decreased demand, and still lower prices. Deflation occurs when general price levels decline, as opposed to inflation which is when general price levels rise. When deflation occurs, central banks and monetary authorities can enact expansionary

What Is Defunct? Defunct, in a business context, refers to the condition of a company, whether publicly traded or private, that has gone bankrupt and has ceased to exist. Typically, “defunct” refers to something that is no longer existing, functioning, or in use. It may be used to describe laws and regulations, businesses, organizations, currencies

What Is Degearing? Degearing is the process in which a company alters its capital structure by replacing its long-term debt with equity, thereby easing the burden of interest payments and also increasing management’s flexibility. A company’s managers may decide to degear when their gearing ratio increases to the point that they have a larger proportion

What Is the Degree of Operating Leverage (DOL)? The degree of operating leverage (DOL) is a multiple that measures how much the operating income of a company will change in response to a change in sales. Companies with a large proportion of fixed costs (or costs that don’t change with production) to variable costs (costs

What Are Degrees of Freedom? Degrees of freedom refers to the maximum number of logically independent values, which are values that have the freedom to vary, in the data sample. Once the degrees of freedom quantity have been selected, specific data sample items must be chosen if there is a outstanding requirement of the data

What Is a Delayed Annuity? A delayed annuity is an annuity in which the first payment is not paid immediately, as in an immediate annuity. A delayed annuity, more commonly known as a deferred annuity, is a type of life annuity that guarantees a reliable stream of cash payments to an annuitant until death. Following