What Is Commingling (Commingled) In securities investing, commingling (commingled) is when money from different investors is pooled into one fund. There are many benefits to commingling, including lower fees and access to investments with large buy-ins. The term can also refer to the illegal act of using client money for purposes that they did not
What Is the Commissioners Standard Ordinary Mortality Table? The commissioners standard ordinary mortality table is an actuarial table used to compute the minimum nonforfeiture values of ordinary life insurance policies. The commissioners standard ordinary (CSO) mortality table reflects the probability that people in various age groups will die in a given year. Key Takeaways The
What Is a Brokerage Commission House? A brokerage commission house is a company that buys and sells various financial assets like stocks, bonds, and mutual funds, in return for fees. The fee paid by clients of a brokerage commission house averages 1% to 2% of the amount being traded. The brokerage house may also receive
What Is a Commitment Fee? A commitment fee is a banking term used to describe a fee charged by a lender to a borrower to compensate the lender for its commitment to lend. Commitment fees typically are associated with unused credit lines or undisbursed loans. The lender is compensated for providing access to a potential loan
What is a Committed Credit Line? A committed credit line is a monetary spending loan balance offered by a financial institution that cannot be suspended without notifying the borrower. A committed credit line is a legal agreement outlining the conditions of the credit line between the financial institution and the borrower. Once signed, the agreement
What Is a Committed Facility? A committed facility is a credit facility whereby terms and conditions are clearly defined by the lending institution and imposed upon the borrowing company. A committed facility is a source of credit that has committed to providing a loan to a company. In committed facilities, the borrowing company must meet
What Is a Commodities Exchange? A commodities exchange is a legal entity that determines and enforces rules and procedures for trading standardized commodity contracts and related investment products. A commodities exchange also refers to the physical center where trading takes place. The commodities market is massive, trading more than trillions of dollars each day. Traders rarely
What Is Commoditization? Commoditization refers to the process of making something into a commodity. More broadly, commodification is taking something that previously was not available in the market and making it so, for instance the commoditization of the food chain has brought many more foods to the market, but has left small producers behind in favor
What Is a Commodity? A commodity is a basic good used in commerce that is interchangeable with other goods of the same type. Commodities are most often used as inputs in the production of other goods or services. A commodity thus usually refers to a raw material used to manufacture finished goods. A product, on the other hand, is
What Is a Commodity-Backed Bond? A commodity-backed bond is a type of debt security where the coupon payments and/or principal is directly linked to the price of the underlying commodity. Key Takeaways Commodity-backed bonds are debt securities where the price of an underlying commodity directly influences the coupon payments and/or principal.Not only can commodity-backed bonds
