What Is Commercial Health Insurance? Commercial health insurance is health insurance provided and administered by nongovernmental entities. It can cover medical expenses and disability income for the insured. As of 2020, 1,096 health insurers filed statements with the National Association of Insurance Commissioners (NAIC), a nonprofit that sets standards for the U.S. insurance industry and
What Is Commercialization? Commercialization is the process of bringing new products or services to market. The broader act of commercialization entails production, distribution, marketing, sales, customer support, and other key functions critical to achieving the commercial success of the new product or service. Typically, commercialization occurs after a small business has grown and scaled its
What Is a Commercial Loan? A commercial loan is a debt-based funding arrangement between a business and a financial institution such as a bank. It is typically used to fund major capital expenditures and/or cover operational costs that the company may otherwise be unable to afford. Expensive upfront costs and regulatory hurdles often prevent small
What Is a Commercial Multiple Peril (CMP) Policy? A commercial multiple peril (CMP) policy offers at least two forms of commercial insurance coverage, encompassing a variety of potential losses incurred from numerous causes. This type of policy essentially bundles together several property and general liability insurance policies types into a single one, covering multiple hazards. For
What Is a Commercial Package Policy (CPP)? A commercial package policy (CPP) is an insurance policy that combines coverage for multiple perils, such as liability and property risk. A commercial package policy allows a business to take a flexible approach to obtain insurance coverage. The benefit of CPP is that it may allow the business
What Is Coincheck? Coincheck is one of the top cryptocurrency exchanges globally based on traffic, liquidity, trading volumes, and confidence in the legitimacy of trading volumes reported. It is also the most popular Japanese cryptocurrency exchange. While Bitcoin has long been the most traded cryptocurrency on Coincheck, customers can also buy, sell, and trade Ethereum
What Is Coinigy? Coinigy is a digital asset trading platform that allows you to link your wallets from more than 20 exchanges. This one application lets you trade on multiple exchanges, monitor your portfolio, get real-time pricing, and much more. This cryptocurrency trading and portfolio tool was founded in 2014 by current CEO Robert Borden
What Is CoinJoin? CoinJoin is an anonymization strategy that protects the privacy of Bitcoin users when they conduct transactions with each other, obscuring the sources and destinations of BTC used in transactions. CoinJoin requires multiple parties to jointly sign a digital smart contract to mix their coins in a new Bitcoin transaction, where the output
What Is Coinsurance? Coinsurance is the amount, generally expressed as a fixed percentage, an insured must pay toward a covered claim after the deductible is satisfied. It is common in health insurance. Some property insurance policies also contain coinsurance provisions. In this case, coinsurance is the amount of coverage that the property owner must purchase
What Is the Coinsurance Formula? The coinsurance formula is the homeowner’s insurance formula that determines the amount of reimbursement that a homeowner will receive from a claim. The coinsurance formula becomes effective when a homeowner fails to maintain coverage of at least 80% of the home’s replacement value. Those who are in this situation who file a
