Bring herbs growing in containers indoors for winter; just set them in a window with plenty of natural light. Culinary herbs that grow well in containers include basil, chives, cilantro, dill, common fennel, garlic, lemon balm, mint, oregano and marjoram, parsley, rosemary, sage, French tarragon, and thyme. Herbs require well-drained soil, so use a good
Swiss chard is one of Nature’s superfoods–and easy to prepare. Some vegetables and fruits you grow in your garden are higher in nutritional value and are better at improving your health than others—these have been dubbed superfoods. Superfoods are easy to grow. Any beginning gardener can grow superfoods. These crops are high in nutritional value
Compost mulch Here are commonly used organic and inorganic mulches for vegetable gardens (for the benefits of mulching see : Organic mulches: • Compost. Decomposed and partially decomposed organic materials. Compost is both a mulch and soil conditioner. A 2- to 3-inch layer of compost will control weeds though not prevent weed growth. Incorporate compost
Mulch of organic materials Mulch is any material laid on the surface of the soil. It can be organic, such as compost, shredded leaves, or lawn clipping, or inorganic or synthetic, such as coarse sand, gravel, or plastic. During the growing season, mulch can slow evaporation, inhibit and control weeds, and regulate soil temperature. In
What Is a Contingent Deferred Sales Charge (CDSC)? A contingent deferred sales charge (CDSC) is a fee, sales charge or load, which mutual fund investors pay when selling Class-B fund shares within a specified number of years from the original purchase date. This fee is also known as a “back-end load” or “sales charge.” For
What Is The Commodity Exchange Act (CEA)? The term Commodity Exchange Act (CEA) refers to a law that regulates commodities and futures trading activities. The Act, which passed in 1936, established the Commodity Futures Trading Commission (CFTC). It was designed to prevent and remove obstructions on the interstate commerce in commodities by regulating transactions on commodity
DEFINITION of Ceded Reinsurance Leverage Ceded Reinsurance Leverage is the ratio of ceded insurance balances to policyholders’ surplus. Ceded reinsurance leverage represents the extent to which an insurance company relies on ceding risk to reinsurers. This includes ceded premiums, net balances for unpaid losses and unearned premiums. BREAKING DOWN Ceded Reinsurance Leverage Companies use reinsurance as
What Is a Cedent? A cedent is a party in an insurance contract who passes the financial obligation for certain potential losses to the insurer. In return for bearing a particular risk of loss, the cedent pays an insurance premium. The term cedent is most often used in the reinsurance industry, although the term could apply to
What Is a Ceding Commission? A ceding commission is a fee paid by a reinsurance company to a ceding company to cover administrative costs, underwriting, and business acquisition expenses. The commission also helps the ceding company offset loss reserve premium funds. Reinsurance is a method for insurers to spread the risk of underwriting policies by
A ceding company is an insurance company that passes a portion or all of the risk associated with an insurance policy to another insurer. Ceding is helpful to insurance companies since the ceding company that passes the risk can hedge against undesired exposure to losses. Ceding also helps the ceding company to free up capital to use
