What Is a Community Development Financial Institution (CDFI)? Community Development Financial Institutions (CDFIs) are private sector financial institutions that focus primarily on personal lending and business development efforts in poorer local communities requiring revitalization in the U.S. CDFIs can receive federal funding through the U.S. Department of the Treasury by completing an application. They can also receive
What Is a CD Ladder? A CD ladder is a strategy in which an investor divides a sum of money into equal amounts and invests them in certificates of deposit (CDs) with different maturity dates. This strategy decreases both interest rate and reinvestment risks. A CD is an investment product that offers a fixed interest
What Is a Collateralized Debt Obligation (CDO)? A collateralized debt obligation (CDO) is a complex structured finance product that is backed by a pool of loans and other assets and sold to institutional investors. A CDO is a particular type of derivative because, as its name implies, its value is derived from another underlying asset. These assets
What Is Cash Distribution Per Unit (CDPU)? Cash distribution per unit is a measure, used in Canada, that refers to the amount of cash payments made to individual unitholders of a specified income trust. The ratio is calculated by taking the total amount of cash distributions divided by the total amount of unit shares issued.
Comfrey manure-tea time arrives with the first flowering of tomatoes and peppers. Comfrey tea is made simply by soaking the leaves of the herb comfrey in water for about 20 days. Comfrey tea is rich in nitrogen and potassium; it is a nutritious side-dressing for fruiting vegetables. Tomatoes, peppers, cucumbers, and berries use nitrogen to
Tomatoes ripening from mature green to fully colored ripe Standard-sized tomatoes take 20 to 30 days from blossom set to reach full size–commonly called “mature green”; they take another 20 to 30 days to ripen, that is begin to change color. A tomato can be picked when it begins to change color–from green to red
Hummus is the Arabic word for “chickpea”. The chickpea is also known as the garbanzo bean; “garbanzo” is the Spanish name derived from the Greek. Hummus is also the name given to the Middle Eastern sauce or paste that includes cooked and mashed chickpeas mixed with sesame or olive oil, lemon juice, garlic, parsley, and
Narrow beds for intensive planting Intensive vegetable gardening is the name given to a way of using garden space and soil nutrients to produce high yields of flavorful crops. The intensive planting method of vegetable gardening is perhaps the most efficient and effective of all growing methods. It is both resource-conserving and sustainable. The origins
Interplanting is a growing method that will allow you to fit more vegetable plants in a single planting bed. It is a way to increase your crop yield. Interplanting is also called intercropping. Interplanting is often used in intensive vegetable gardening where an effort is made to use all available space in the growing area–the
Cut off the top of your pumpkin, scoop out the seed, carve a face in the flesh, place a candle inside, and replace the top. That is the story of Jack-o’-Lantern. Well, not quite. Actually, Jack—so the legend goes—was a rather lazy though crafty farmer. He made his way through life less by farming than
