What Is a Bail-In? A bail-in provides relief to a financial institution on the brink of failure by requiring the cancellation of debts owed to creditors and depositors. A bail-in is the opposite of a bailout, which involves the rescue of a financial institution by external parties, typically governments, using taxpayers’ money for funding. Bailouts help to
What Is a Bailor? A bailor is an individual who temporarily relinquishes possession but not ownership of a good or other property under a bailment agreement. The bailor entrusts possession of the good(s) or property to another individual, known as the bailee. A bailment is a contractual agreement between the bailor and the bailee that
What Is Bait and Switch? Bait and switch is a morally suspect sales tactic that lures customers in with specific claims about the quality or low prices on items that turn out to be unavailable in order to upsell them on a similar, pricier item. It is considered a form of retail sales fraud, though
What Is a Balanced Budget? A balanced budget is a situation in financial planning or the budgeting process where total expected revenues are equal to total planned spending. This term is most frequently applied to public sector (government) budgeting. A budget can also be considered balanced in hindsight after a full year’s worth of revenues
What Is a Balanced Fund? A balanced fund is a mutual fund that typically contains a component of stocks and bonds. A mutual fund is a basket of securities in which investors can purchase. Typically, balanced funds stick to a fixed asset allocation of stocks and bonds, such as 70% stocks and 30% bonds. Bonds
Planting the fall garden in late summer Plant the autumn vegetable garden so that the crops come to harvest on or about the average date of the first frost in fall. Crops for autumn and early winter harvest are cool-weather crops—crops that like to get their start in warm soil and air but yield best
The sweet flavor of watermelon is well matched to herbal and sour flavors and to other sweet flavors. The key to matching watermelon to other foods is to find a taste complement or counterpoint. The way to do that is taste, taste, taste! Once you find the watermelon flavor matches right for you, you’ll want
Vegetables need water to grow quickly, tender, and tasty. Keep the soil evenly moist throughout the growing season—that means not too wet and not too dry. If the soil dries out, vegetables can become bitter-tasting and woody. If the soil is too wet, vegetable roots can become starved for oxygen and plants can die. Water
Aphids Insecticidal soaps kill soft-bodied pests including mites, aphids, immature scales, psyllids, thrips, and whiteflies. Soaps also kill the eggs and larvae of many pests. Soaps are contact insecticides; they must be sprayed wet directly on the insect pest to be effective. To treat a severe pest infestation, spray a plant or crop every 2
Light cultivation removes shallow-rooted weeds Integrated weed management (IWM) is the holistic approach to weed growth and suppression in the garden. IWM recognizes that the complete eradication of all weeds from the garden now and for all time is not only impossible but probably not desirable. What Weeds Are Weeds are plants growing any place
