What Is an Availability Float? Availability float refers to the interval between when a deposit is made to a banking account and when funds become available, specifically relating to check deposits. Availability float exists because banks need time to process physical checks before releasing funds. This means a depositor may need to wait before funds
What Is an Availability Schedule? In banking, the term availability schedule refers to the period required for the funds from a deposited check to become available to the recipient. During the time in which the funds are unavailable, they are referred to as being on hold. Key Takeaways The availability schedule is the length of
What Is Available Credit? Available credit is related to the account balance of a credit card or other form of debt. Available credit refers to how much a borrower has left to spend; this amount can be calculated by subtracting the borrower’s purchases (and the interest on those purchases) from the total credit limit on
What Is an Available-for-Sale Security? An available-for-sale security (AFS) is a debt or equity security purchased with the intent of selling before it reaches maturity or holding it for a long period should it not have a maturity date. Accounting standards necessitate that companies classify any investments in debt or equity securities when they are purchased
What Are Available Funds? Available funds are money in a bank account that is accessible for immediate use. In other words, it represents the total amount of capital that can be withdrawn at an automated teller machine (ATM), used to make purchases with a debit card, write a check, transfer money and pay bills. An account holder’s
What Is Available Seat Miles (ASM) Available seat miles (ASM) is a measure of an airplane’s carrying capacity available to generate revenues. Available seat miles refers to how many seat miles are actually available for purchase on an airline. Seat miles are calculated by multiplying the number of miles that a given airplane will be
What Is Avalize? To avalize is the act of having a third party (usually a bank or lending institution) guarantee the obligations of a buyer to a seller per the terms of a contract, such as a promissory note or purchase agreement. The bank, by “avalizing” the document (usually “by aval” will be written on
Make moist, large-curd scrambled eggs simply by taking it slow and being careful not to overcook. It’s easy to match flavor to the time of year by using seasonal herbs and vegetables and changing up cheeses and meats as you like. Plan two eggs per person when making scrambled eggs. Keep scrambled eggs moist by adding
This greens, orange, and beet salad delivers color and flavor. Choose fresh seasonal greens—a mix of tender lettuces like Boston, oak leaf, red leaf, and butter or spinach—and match them with the sweet, earthy flavor of cooked beets and the refreshing sweet and sour balance of oranges. To these add the peppery snap of sliced
Fried rice with ham and eggs is filling. Eat it for lunch or dinner or supper. There are many variations on fried rice—the length of the grains of rice and the vegetables or meat or seafood you add are starters. My recipe for fried rice isn’t fried but steamed. That is I steam the rice
