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What Is An Asset Ledger? The asset ledger is the portion of a company’s accounting records that details the journal entries relating only to the asset section of the balance sheet. Asset ledgers will have many sub-accounts. The larger the company, the more numerous and complex the asset ledgers will be. Key Takeaways The asset

What Is an Asset-Liability Committee? An asset-liability committee (ALCO), also known as surplus management, is a supervisory group that coordinates the management of assets and liabilities with a goal of earning adequate returns. By managing a company’s assets and liabilities, executives are able to influence net earnings, which may translate into increased stock prices. Key

What Is Asset/Liability Management? Asset/liability management is the process of managing the use of assets and cash flows to reduce the firm’s risk of loss from not paying a liability on time. Well-managed assets and liabilities increase business profits. The asset/liability management process is typically applied to bank loan portfolios and pension plans. It also

What Is Asset-Light Debt? Asset-light debt is a form of corporate debt where the amount of collateral is below typical standards. A company may not have the assets to post as collateral for a loan and may seek out cash flow financing, using their cash flow to qualify for a loan. This leaves the loan

What Is an Asset Liquidation Agreement (ALA)? An asset liquidation agreement (ALA) is a contract between the Federal Deposit Insurance Corporation (FDIC) and a company that agrees to manage the sale of the assets of a failed financial institution. ALAs outline the types of fees that the company can receive compensation for and the value

What Was an Asset Management and Disposition Agreement (AMDA)? An asset management and disposition agreement (AMDA) was a type of contract between the Federal Deposit Insurance Corp. (FDIC) and an independent contractor that oversaw and sold the assets of failed savings and loan (S&L) institutions during the S&L crisis of the 1980s and 1990s. Asset