What Is an Asset Swap? An asset swap is similar in structure to a plain vanilla swap with the key difference being the underlying of the swap contract. Rather than regular fixed and floating loan interest rates being swapped, fixed and floating assets are being exchanged. All swaps are derivative contracts through which two parties exchange financial
What Is the Asset Turnover Ratio? The asset turnover ratio measures the value of a company’s sales or revenues relative to the value of its assets. The asset turnover ratio can be used as an indicator of the efficiency with which a company is using its assets to generate revenue. The higher the asset turnover ratio
What Is an Asset Valuation Reserve (AVR)? An asset valuation reserve (AVR) is capital required to be set aside to cover a company against unexpected debt. The asset valuation reserve (AVR) serves as a backup for equity and credit losses. A reserve will have capital gains or losses credited or debited against the reserve account.
What Is Asset Valuation Review (AVR)? The term asset valuation review (AVR) refers to a process that establishes an estimate of the value of a failed bank’s assets. Banks may fail for a number of reasons. The most common occurrence is when the value of their assets drops below market value—well below their liabilities. The
What Is Assigned Risk? Assigned risk is when an insurance company is required, by state insurance law, to provide coverage for risk that may not find coverage in the general insurance marketplace. In order to compensate insurers for the potential losses associated with such mandated coverage, insurers will often pool funds and share the assigned
What Is an Assignee? An assignee is a person, company, or entity who receives the transfer of property, title, or rights from another according to the terms of a contract. The assignee receives the transfer from the assignor. For example, an assignee may receive the title to a piece of real estate from an assignor.
Seed catalogs arrive and garden planning for next spring and summer can begin in late autumn and winter. Choosing Seed. Choose seed from seed companies that are long on information; look for seed packets or seed catalogs that tell you what it takes to start seeds and grow plants: germination temperature and days to germination
Soil pH Test Kit Soil pH is the measure of the relative amount of soil acidity or alkalinity. A soil’s acidity or alkalinity can influence the availability of elements or mineral nutrients in the soil that support plant life and growth. Plant roots absorb the molecular forms of soil nutrients such as nitrogen, potassium, phosphorus
Add peat moss to lower soil pH The results of a soil pH test will indicate how acid or alkaline your soil is. Organic soil amendments are the best way to adjust soil pH. Adjusting soil pH is not an exact science and takes time. A pH test number that is more than 0.5 on
Vegetables and other plants grow best when the soil pH is optimal for the plants being grown. It is important to match a plant to the soil pH or to adjust the soil pH to a plant’s needs. Soil pH is the measure of the soil’s acidity or alkalinity. Soil acidity and alkalinity is measured
