What Is an Annuity Certain? An annuity certain is an investment that provides a series of payments for a set period to a person or the person’s beneficiary or estate. It is an investment in retirement income offered by insurance companies. The annuity may also be taken as a lump sum. Because it has a
What Is Annuity Consideration? An annuity consideration or premium is the money an individual pays to an insurance company to fund an annuity or receive a stream of annuity payments. An annuity consideration may be made as a lump sum or as a series of payments, often referred to as contributions. Key Takeaways An annuity
What Is an Annuity Contract? An annuity contract is a written agreement between an insurance company and a customer outlining each party’s obligations in an annuity agreement. Such a document will include the specific details of the contract, such as the structure of the annuity (variable or fixed); any penalties for early withdrawal; spousal and
What Is the Annuity Factor Method? The annuity factor method is a way to determine how much money can be withdrawn early from retirement accounts before incurring penalties. The calculation primarily uses life-expectancy data and is applied to annuities and individual retirement accounts (IRAs). It is similar to the fixed amortization method, though it utilizes
What Is Annuity in Advance? Annuity in advance is a series of payments that are due at the beginning of each successive time period. Rent is the classic example of an annuity in advance for a landlord because it is a sum of money paid at the beginning of each month to cover the period
What Is an Annuity Table? An annuity table is a tool for determining the present value of an annuity or other structured series of payments. Such a tool, used by accountants, actuaries, and other insurance personnel, takes into account how much money has been placed into an annuity and how long it has been there
What Is Anonymous (Internet Group)? Anonymous is a loosely organized Internet group of hackers and political activists that began as a collective in 2003 on 4chan, an anonymous internet chat board. Members of the Anonymous community communicate and collaborate via social network services and encrypted Internet chat rooms. Anonymous is most widely known for its cyber-attacks against
Cucumbers come to harvest quickly. Six to seven weeks after planting, small cucumbers will begin to form. Pick the first cucumbers small; this will encourage the plants to produce more. Harvest cucumbers when they are bright green and firm. When to Harvest Cucumbers Cucumbers can be harvested as soon as they are edible size. Harvest
Insect pests become active as the weather warms. Scout the garden for pests daily and take immediate action so that populations don’t get a foothold. Knock aphids off plants with a stream of water from the hose. Protect tender shoots from cutworms with paper collars around newly set seedlings. Control slugs and snails by placing
White spots of powdery mildew Powdery mildew is a fungal disease that causes a white coating on leaves, stems, and flowers of plants. Powdery mildew attacks beans, peas, lettuce, cucumbers, melons, pumpkins, squash and other plants including many annual and perennial flowers and shrubs. Powdery mildew fungal spores germinate on the dry surface of leaves
