What Is an Alternate Beneficiary? An alternate beneficiary is a term used for the individual who is usually named in a will in the event that a person who is the named beneficiary refuses, disclaims or is unable to accept the inheritance. In an insurance policy, an alternate beneficiary is usually a secondary or contingent
What Is an Alternate Employer Endorsement? An alternate employer endorsement extends existing workers’ compensation coverage to other companies with whom the primary insured may do business. An alternate employer endorsement lists other companies to be included in the policy’s coverage within the policy’s endorsement schedule. It is often used when businesses utilize contracted employees through temporary
What Is Alternative Documentation? Alternative documentation is a documentation process designed to expedite loan approval where the lender accepts certain documents from the borrower as verification of income made on the loan application. Key Takeaways Alternative documentation are documents that serve as proof of income for loans. Examples of such documents are bank statements and
Nutsedge flower Nutsedge is a perennial plant that resembles a grass. It reproduces by seed and almond-shaped tubers at the end of running roots. Description and Life Cycle: Solid stems that are triangular in cross section (true grasses are hollow and round). Grows 6 to 30 inches tall depending on variety. Leaves grow from the
Stinging nettle Stinging nettle is a perennial plant. Skin contact with stinging nettle commonly causes welts. Description and Life Cycle: Grows from 2 to 6 feet tall. Spreads by underground stems or rhizomes to form dense colonies. Stems are erect, four-angled, and bristled. Leaves to 6 inches long; usually long stinging hairs and bristles. Hairs
Knotweed Knotweed grows from long-lived rhizomes but plants live as annuals growing in lawns, vegetable gardens, and ornamental garden especially where the soil is compacted. Description and Life Cycle: Germinates late winter to mid-spring, Stems are 4 inches to 24 inches long; stems are swollen at the joints. Wiry stems form a mat on soil
Nematodes are as small as 1/50 of an inch long Nematodes are microscopic soil-dwelling worms, many less than 1/16-inch long. There are beneficial nematodes and pest nematodes. Beneficial nematodes help turn organic matter into plant nutrients. They also prey on soil-dwelling plant pests such as white grubs and root maggots. Pest nematodes feed on plant
Caterpillar damage to cabbage Insecticides are substances used to control insect pests. There are insecticides derived from plants, animals, and natural mineral sources, and there are pesticides derived from synthetically produced chemicals. Naturally derived pesticides are often accepted for use on or around organically grown vegetables and fruits. Synthetically produced insecticides are not used in
Stephen Albert is a horticulturist, master gardener, and certified nurseryman who has taught at the University of California for more than 25 years. He holds graduate degrees from the University of California and the University of Iowa. His books include Vegetable Garden Grower’s Guide, Vegetable Garden Almanac & Planner, Tomato Grower’s Answer Book, and Kitchen
Stephen Albert is a horticulturist, master gardener, and certified nurseryman who has taught at the University of California for more than 25 years. He holds graduate degrees from the University of California and the University of Iowa. His books include Vegetable Garden Grower’s Guide, Vegetable Garden Almanac & Planner, Tomato Grower’s Answer Book, and Kitchen
