What Is Securities Fraud? Securities fraud, also referred to as stock or investment fraud, is a type of serious white-collar crime that can be committed in a variety of forms but primarily involves misrepresenting information investors use to make decisions. The perpetrator of the fraud can be an individual, such as a stockbroker. Or, it can be
What Is Securities Lending? Securities lending is the practice of loaning shares of stock, commodities, derivative contracts, or other securities to other investors or firms. Securities lending requires the borrower to put up collateral, whether cash, other securities, or a letter of credit. When a security is loaned, the title and the ownership are also
What Is Securitization? Securitization is the pooling of assets in order to repackage them into interest-bearing securities. The investors that purchase the repackaged securities receive the principal and interest payments of the original assets. The securitization process begins when an issuer designs a marketable financial instrument by merging or pooling various financial assets, such as
What Is Securitize? The term “securitize” refers to the process of pooling financial assets together to create new securities that can be marketed and sold to investors. These pooled financial assets generally consist of different kinds of loans, but any type of asset can be securitized. Mortgages, credit card debt, car loans, student loans, and other forms
What Is a Security? The term “security” refers to a fungible, negotiable financial instrument that holds some type of monetary value. A security can represent ownership in a corporation in the form of stock, a creditor relationship with a governmental body or a corporation represented by owning that entity’s bond; or rights to ownership as represented
What Is a Security Analyst? A security analyst is a financial professional who studies various industries and companies, provides research and valuation reports, and makes buy, sell, and/or hold recommendations. Understanding Security Analyst Security analysts follow the performance of one or more stocks, sectors, industries, or economies in the market. Futures contracts are not securities
What Is a Security Deposit? A security deposit is money that is given to a landlord, lender, or seller of a home or apartment as proof of intent to move in and care for the domicile. Security deposits can be either be refundable or nonrefundable, depending on the terms of the transaction. A security deposit
What Is a Security Token? Because blockchain technology emerged from the field of data science, many of the terms used in cryptocurrency and tokens are similar to those used in those fields. The term “token” is one of them. A token, in data science, is a value—like a randomly-generated number—assigned to sensitive data to mask
What Is the Stock Exchange Daily Official List (SEDOL)? The stock exchange daily official list (SEDOL) is a seven-character identification code assigned to securities that trade on the London Stock Exchange and various smaller exchanges in the United Kingdom. SEDOL codes are used for unit trusts, investment trusts, insurance-linked securities, and domestic and foreign stocks.
What Is Second Screen Advertising? Second screen advertising drives customers to their second screens (smartphones, tablets) to access more content with the goal of viewing more advertising. Second screen advertising builds on the growing trend of multi-tasking, which is often a blending of entertainment and shopping. The key for advertisers is to create mobile ads and ad
