Admitted insurance refers to coverage offered by insurance providers who are licensed to operate by the state insurance agency in which they’re based. These agencies govern nearly all aspects of an admitted insurance company’s operations, including capitalization requirements, policy forms, rate approvals, and claims handling. Contrarily, non-admitted insurance companies are not subject to these regulations. Key
What are Adopter Categories? Adopter categories divide consumers into segments based on their willingness to try out a new innovation or product. Key Takeaways Adopter categories divide consumers into segments based on their willingness to try out a new innovation or product.Adopter categories, as a term, is part of the Diffusion of Innovations Theory and
What Is the Advance/Decline Ratio (ADR)? The advance-decline ratio (ADR) is a popular market-breadth indicator used in technical analysis. It compares the number of stocks that closed higher against the number of stocks that closed lower than their previous day’s closing prices. To calculate the advance-decline ratio, divide the number of advancing shares by the
What Is an American Depositary Share (ADS)? An American depositary share (ADS) is an equity share of a non-U.S. company that is held by a U.S. depositary bank and is available for purchase by U.S. investors. The entire issuance of shares by a foreign company is called an American Depositary Receipt (ADR), while the individual
What Is an Asymmetric Digital Subscriber Line (ADSL)? Asymmetric Digital Subscriber Line (ADSL) is a technology that provides high transmission speeds for video and voice to homes over an ordinary copper telephone wire. It will be most cost-effective in areas with a low market penetration of cable TV. Understanding an Asymmetric Digital Subscriber Line (ADSL)
What Is an Ad Valorem Tax? An ad valorem tax is a tax based on the assessed value of an item, such as real estate or personal property. The most common ad valorem taxes are property taxes levied on real estate. However, ad valorem taxes may also extend to a number of tax applications, such
What Is an Advance Block? Advance block is the name given to a candlestick trading pattern. The pattern is a three-candle bearish setup that is considered to be a reversal pattern—a suggestion that price action is about to change from what had been an upward trend to a downward trend in relatively short time frames.
What Is an Advanced Company (TSX Venture)? An advanced company is a public corporation listed on Canada’s TSX Venture Exchange that satisfies the exchange’s Tier One listing standards. The TSX Venture Exchange primarily lists emerging young companies seeking venture capital. Advanced or Tier One companies have significant financial assets and directors with proven reputations. Tier
What Is the Advance/Decline (A/D) Line? The advance/decline line (or A/D line) is a technical indicator that plots the difference between the number of advancing and declining stocks on a daily basis. The indicator is cumulative, with a positive number being added to the prior number, or if the number is negative it is subtracted
What Is an Advance Funded Pension Plan? An advance funded pension plan is funded concurrently with the benefits accrued by employees. These funds are set aside and accounted for well before employees retire. Advance funded pension plans are generally defined-contribution plans and are fully funded. There are several ways these plans can be funded. In one scenario, the employer
