What Is Regulation CC? Regulation CC is one of the banking regulations set forth by the Federal Reserve. Regulation CC implements the Expedited Funds Availability Act (EFAA) of 1987 and the Check Clearing for the 21st Century Act (Check 21). These laws set specific requirements for the timely availability of deposits that are made by
What Is SEC Regulation D (Reg D)? Regulation D (Reg D) is a Securities and Exchange Commission (SEC) regulation governing private placement exemptions. It should not be confused with Federal Reserve Board Regulation D, which limits withdrawals from savings accounts. Reg D offerings are advantageous to private companies or entrepreneurs that meet the requirements because
What Is Regulation DD? Regulation DD is a directive set forth by the Federal Reserve. Regulation DD was enacted to implement the Truth in Savings Act (TISA) that was passed in 1991. This act requires lenders to provide certain uniform information about fees and interest when opening an account for a customer. It was enacted
What Is Regulation E? Regulation E is a regulation put forth by the Federal Reserve Board that outlines rules and procedures for electronic funds transfers (EFTs) and provides guidelines for issuers of electronic debit cards. The regulation is meant to protect banking customers who use electronic methods to transfer money. Understanding Regulation E Regulation E provides
What Is Regulation EE? Regulation EE, sometimes referred to as netting eligibility, is a rule set forth by the U.S. Federal Reserve Board. It expands the FDIC Improvement Act of 1991 definition of “financial institution” to include financial market participants who avail themselves of the act’s netting provisions regarding contracts in which the parties agree
What Is Regulation G? Federal banking regulation G requires banks, their affiliates, and their subsidiaries to publicly disclose written agreements with nongovernmental entities or persons (NGEPs). As outlined by the Federal Reserve, Regulation G would cover, for example, an agreement made by a bank to make more loans to qualified applicants in a community or
What Is Regulation I? Regulation I is a requirement enforced by the Federal Reserve on member banks. Regulation I stipulates that any bank that becomes a member of the Federal Reserve must acquire a certain amount of stock in its Federal Reserve Bank. Regulation I states the procedures for banks to purchase and redeem
What Is Regulation J? Regulation J provides the legal framework that allows for depository institutions to collect checks and other items and to settle balances through the Federal Reserve System (FRS). Regulation J is supplemented by occasional memos issued by the regional Reserve Banks, which detail more specific terms and conditions under which they will
What Is Regulation K? Regulation K is one of the regulations set forth by the Federal Reserve Board (FRB) and the Federal Deposit Insurance Corporation (FDIC). This regulation provides governance on a range of issues as it relates international banking, including the international banking front in the United States, offering guidelines for bank holding companies that
What Is Regulation M? Regulation M, also known as Subchapter M, is an Internal Revenue Service (IRS) regulation that allows regulated investment companies to pass taxes from capital gains, dividends, and interest distributions onto individual investors. Regulation M conforms to the conduit theory, which states that investment firms should pass capital gains, interest, and dividends to shareholders
