What Is Common Debt Provider (TDS) Ratio? Example and Calculation

What Is Common Debt Provider (TDS) Ratio? Example and Calculation

What Is the Total Debt Service (TDS) Ratio? The total debt service (TDS) ratio—total debt obligation divided by gross income—is a financial metric that lenders use to determine whether or not to extend credit, primarily in the mortgage industry. To calculate the percentage of a prospective borrower’s gross income already committed to debt obligations, lenders

What Is General Prime quality Keep an eye on (TQM), and Why Is It Very important?

What Is General Prime quality Keep an eye on (TQM), and Why Is It Very important?

What Is Total Quality Management (TQM)? Total quality management (TQM) is the continual process of detecting and reducing or eliminating errors in manufacturing, streamlining supply chain management, improving the customer experience, and ensuring that employees are up to speed with training. Total quality management aims to hold all parties involved in the production process accountable