What Is Terminal Year? “Terminal year” refers to the year in which an individual dies, in the context of estate planning and taxation. The term terminal year is used in estate planning and taxation because special tax rules and handling of income and assets may apply during the taxpayer’s final year. Key Takeaways “Terminal year”
What Is a Teaser Rate? A teaser rate generally refers to an introductory rate charged on a credit product. Credits cards may charge borrowers an introductory rate of 0%. Adjustable rate mortgages (ARMs) are also known for charging a low initial rate that helps entice borrowers. Teaser rates may also serve to increase the marketability
Tech bubble refers to a pronounced and unsustainable market rise attributed to increased speculation in technology stocks. Rapid share price growth and high valuations based on standard metrics, such as price/earnings ratio or price/sales, normally characterize a tech bubble. Understanding Tech Bubbles As a general rule of thumb, bubbles form when excess capital, usually at
What Is Technical Analysis? Technical analysis is a trading discipline employed to evaluate investments and identify trading opportunities by analyzing statistical trends gathered from trading activity, such as price movement and volume. Unlike fundamental analysis, which attempts to evaluate a security’s value based on business results such as sales and earnings, technical analysis focuses on the study of price and
What Is a Technical Analyst? A technical analyst, also known as a chartist or market technician, is a securities researcher or trader who analyzes investments based on past market prices and technical indicators. Technicians believe that short-term price movements are the result of supply and demand forces in the market for a given security. Thus
What Is Technical Bankruptcy? Technical bankruptcy occurs when a borrower is unable to make payment on a debt obligation but has yet to officially declare bankruptcy before a legal authority. In technical bankruptcy, the debtor would likely qualify for protections but neither the debtor nor their creditors have taken up formal legal action in a
What Is Technical Default? A technical default is a deficiency in a loan agreement that arises from a failure to uphold an aspect of the loan terms (other than the regularly scheduled payments). Technical default indicates that the borrower may be in financial trouble, and may trigger an increase in a loan’s interest rate, foreclosure
What Is a Technical Indicator? Technical indicators are heuristic or pattern-based signals produced by the price, volume, and/or open interest of a security or contract used by traders who follow technical analysis. By analyzing historical data, technical analysts use indicators to predict future price movements. Examples of common technical indicators include the Relative Strength Index (RSI)
What Are Technical Job Skills? Technical job skills, sometimes referred to as hard skills, are specific talents and expertise an individual possesses that help them perform a certain task or job. These skills differ from soft skills, which instead describe character and personality traits. Technical skills are abilities an individual acquires through practice and learning
What Is a Technically Weak Market? A technically weak market reflects the fragile signals or negative data points from money flow or technical analysis that contribute to the overall fragility of the market. Common indicators that can show whether a technically weak market exists include looking at advance/decline line (A/D), Arms Index (TRIN), and moving
