What Is Non-Operating Cash Flow? Non-operating cash flow is a key metric in fundamental analysis that is comprised of cash inflows (that a company takes in) and cash outflows (that a company pays out), which are not related to a company’s operating activities. Instead, these sources and uses of cash are associated with a company’s investing
What Is Non-Operating Income? Non-operating income is the portion of an organization’s income that is derived from activities not related to its core business operations. It can include items such as dividend income, profits, or losses from investments, as well as gains or losses incurred by foreign exchange and asset write-downs. Non-operating income is also referred to
What Is Non-Owner Occupied? Non-owner occupied is a classification used in mortgage origination, risk-based pricing, and housing statistics for one- to four-unit investment properties. The classification means that the owner does not occupy the property. The term is not typically used for multifamily rental properties, such as apartment buildings. Key Takeaways Non-owner occupied is a
What Are Nonpassive Income and Losses? Nonpassive income and losses constitute any income or losses that cannot be classified as passive. Nonpassive income includes any active income, such as wages, business income, or investment income. Nonpassive losses include losses incurred in the active management of a business. Nonpassive income and losses are usually declarable and
What Is a Nonperforming Asset? A nonperforming asset (NPA) is a debt instrument where the borrower has not made any previously agreed upon interest and principal repayments to the designated lender for an extended period of time. The nonperforming asset is, therefore, not yielding any income to the lender in the form of interest payments.
What Is a Nonperforming Loan (NPL)? A nonperforming loan (NPL) is a loan that is in default due to the fact that the borrower has not made the scheduled payments for a specified period. Although the exact elements of nonperforming status can vary depending on the specific loan’s terms, “no payment” is usually defined as
What Is a Nonpersonal Time Deposit? A nonpersonal time deposit is a time deposit account that is held by a depositor who is not a natural person, such as a corporation. Like regulator time deposit accounts, nonpersonal time deposits are interest-bearing accounts with limitations regarding when funds can be withdrawn. Key Takeaways Nonpersonal time deposits
What Is Nonprofit Marketing? Nonprofit marketing refers to activities and strategies that spread the message of the organization, as well as solicit donations and call for volunteers. Nonprofit marketing involves the creation of logos, slogans, and copy, as well as the development of a media campaign to expose the organization to an outside audience. The
What is a Nonprofit Organization? A nonprofit organization is a business that has been granted tax-exempt status by the Internal Revenue Service (IRS) because it furthers a social cause and provides a public benefit. Donations made to a nonprofit organization are typically tax-deductible to individuals and businesses that make them, and the nonprofit itself pays
What Is a Non-Publicly Offered Mutual Fund? Non-publicly offered mutual funds are investment vehicles available only to wealthy investors, largely because of their higher risks and higher potential returns. Issuers register non-publicly traded mutual funds through a private placement, not as securities. Those who buy non-publicly offered mutual funds must be an accredited investor, meaning
