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What Is Monoline? Monoline is when a firm or individual specializes in a single line or discipline of the financial services business. It is often used to describe a company operating in only one industry segment, product, or service. Common monoline examples would include companies that only deal with credit cards, mortgages, or whole life

What Is a Monoline Insurance Company? A monoline insurance company is an insurance company that provides guarantees to debt issuers, often in the form of credit wraps that enhance the credit of the issuer. These insurance companies first began providing wraps for municipal bond issues, but now provide credit enhancement for other types of bonds

What Is a Monopolist? A monopolist is an individual, group, or company that controls all of the market for a particular good or service. A monopolist probably also believes in policies that favor monopolies since it gives them greater power. A monopolist has little incentive to improve their product because customers have no alternatives. Instead, their

What Is Monopolistic Competition? Monopolistic competition exists when many companies offer competing products or services that are similar, but not perfect, substitutes. The barriers to entry in a monopolistic competitive industry are low, and the decisions of any one firm do not directly affect its competitors. The competing companies differentiate themselves based on pricing and

What Is a Monopoly? A monopoly is a market structure where a single seller or producer assumes a dominant position in an industry or a sector. Monopolies are discouraged in free-market economies as they stifle competition and limit substitutes for consumers. In the United States, antitrust legislation is in place to restrict monopolies, ensuring that

What Is a Monopolistic Market? A monopolistic market is a theoretical condition that describes a market where only one company may offer products and services to the public. A monopolistic market is the opposite of a perfectly competitive market, in which an infinite number of firms operate. In a purely monopolistic model, the monopoly firm

What Is a Monopsony? A monopsony is a market condition in which there is only one buyer, the monopsonist. Like a monopoly, a monopsony also has imperfect market conditions. The difference between a monopoly and a monopsony is primarily in the difference between the controlling entities. A single buyer dominates a monopsonized market while an

What Is a Monte Carlo Simulation? A Monte Carlo simulation is used to model the probability of different outcomes in a process that cannot easily be predicted due to the intervention of random variables. It is a technique used to understand the impact of risk and uncertainty. A Monte Carlo simulation is used to tackle

What Is Monthly Active Users (MAU)? Monthly active users (MAU) is a key performance indicator (KPI) used by social networking and other companies to count the number of unique users who visit a site within the past month. Websites generally recognize monthly active users via an identification number, email address, or username. MAU helps to measure

What Is a Month-to-Month Tenancy? A month-to-month tenancy is a periodic tenancy created when the renter is granted possession of the property with no definite expiration date and pays the owner on a monthly basis. This tenancy is most commonly found in residential leases. In situations wherein there is no written agreement, tenancy is also