What Is In-House Financing? The term in-house financing refers to financing that is provided directly to consumers by retailers or other firms. It allows people to purchase and finance goods and services directly from the seller. In-house financing eliminates the firm’s reliance on third-party lenders in the financial sector for providing the customer with funds
What Is an Initial Rate Period? An initial rate period on a mortgage or other loan includes an introductory interest rate (sometimes known as a teaser rate) that expires at the end of the period. The initial rate period is only included in those loans that offer an introductory rate, which varies by loan type
What Is Initial Cash Flow? Initial cash flow is the total money that is available when a project or business is in the planning stages. The figure includes any loans or investments made in the project. It is usually a negative figure since launching a business requires capital investment in the hopes of generating future
What Are Initial Claims? Initial claims are new jobless claims filed by U.S. workers seeking unemployment compensation, included in the unemployment insurance weekly claims report. The report, published since 1967, includes a separate count of workers receiving unemployment insurance benefits, known as continuing claims, Key Takeaways “Initial claims” refers to the government report on the number
What Is an Initial Coin Offering (ICO)? An initial coin offering (ICO) is the cryptocurrency industry’s equivalent of an initial public offering (IPO). A company seeking to raise money to create a new coin, app, or service can launch an ICO as a way to raise funds. Interested investors can buy into an initial coin
What Is Initial Margin? Initial margin is the percentage of the purchase price of a security that must be covered by cash or collateral when using a margin account. The current initial margin requirement set by the Federal Reserve Board’s Regulation T is 50%. However, this regulation is only a minimum requirement; some equity brokerage
What Is the Initial Offering Date? The initial offering date is when a stock or security is first made available for public purchase. The initial offering date is part of the process for an initial public offering (IPO), which is when a private company issues new shares of stock or securities to public investors. Initial
What Is an Injunction? An injunction is a court order requiring a person or entity to either cease doing or else start doing some specific action. There are three main types of injunction: temporary restraining orders, preliminary injunctions, and permanent injunctions. Key Takeaways An injunction is a legal ruling by a judge that mandates an
What Is an Inland Bill of Lading? An inland bill of lading is a contract signed between a shipper and a transportation company (carrier) for the overland transportation of goods. An inland bill of lading serves as both the carrier’s receipt to the shipper and the carriage contract. The document specifies the details of the
What Is Inorganic Growth? Inorganic growth arises from mergers or takeovers rather than an increase in the company’s own business activity. Firms that choose to grow inorganically can gain access to new markets through successful mergers and acquisitions. Inorganic growth is considered a faster way for a company to grow compared to organic growth. Key
