What Is Idiosyncratic Risk? Idiosyncratic risk is a type of investment risk that is endemic to an individual asset (like a particular company’s stock), a group of assets (like a particular sector), or in some cases a very specific asset class (like collateralized mortgage obligations). Idiosyncratic risk is also referred to as a specific risk
What Is Idle Time? Idle time is paid time that an employee, or machine, is unproductive due to factors that can either be controlled or uncontrolled by management. It normally applies to full-time workers rather than consultants, who typically have to bill for every hour of their time. Key Factors Idle time is paid time
International Depository Receipt (IDR): An Overview An international depository receipt (IDR) is a negotiable certificate issued by a bank. It represents ownership of a number of shares of stock in a foreign company that the bank holds in trust. International depository receipts are more often known in the U.S. as American depository receipts (ADRs). In
What Is a Hybrid ARM? A hybrid adjustable-rate mortgage, or hybrid ARM (also known as a “fixed-period ARM”), blends characteristics of a fixed-rate mortgage with an adjustable-rate mortgage. This type of mortgage will have an initial fixed interest rate period followed by an adjustable rate period. After the fixed interest rate expires, the interest rate
What Is a Hydrocarbon? The term hydrocarbon refers to an organic chemical compound that is composed exclusively of hydrogen and carbon atoms. Hydrocarbons are naturally-occurring and form the basis of crude oil, natural gas, coal, and other important energy sources. They are highly combustible and produce carbon dioxide, water, and heat when they are burned.
What is Hyperbolic Absolute Risk Aversion? Hyperbolic Absolute Risk Aversion (HARA) is a property of certain utility functions that makes the inverse of an individual’s level of risk aversion (their risk tolerance) a linear function of their total wealth. It is generally assumed that this also means a positive relationship, i.e. that risk aversion decreases
What Is Hyperinflation? Hyperinflation is a term to describe rapid, excessive, and out-of-control general price increases in an economy. While inflation measures the pace of rising prices for goods and services, hyperinflation is rapidly rising inflation, typically measuring more than 50% per month. Although hyperinflation is a rare event for developed economies, it has occurred
What Is Hyperledger? Hyperledger is a global enterprise blockchain project that offers the necessary framework, standards, guidelines, and tools to build open-source blockchains and related applications for use across various industries. Hyperledger’s projects include a variety of enterprise-ready permissioned blockchain platforms, where network participants are known to one another and therefore have an intrinsic interest
What Is Hyperledger Composer? Hyperledger Composer is a set of open source tools that allows business owners, operators, and developers a way to create blockchain applications and smart contracts aimed at solving business problems and/or improving operational efficiencies. It is an example of a commercial application of blockchain-as-a-service (BaaS). Hyperledger Composer is one of the several
What Is Hyperledger Explorer? Hyperledger Explorer is an open source blockchain utility module that allows users to create a user-friendly web-based application, with which a user can view, initiate, organize or query various artifacts and developments that form an integral part of the blockchain network. It is to be used specifically on deployments of blockchains
