Loquats are easy to grow. They produce plum-sized fruits that are sweet and tangy. Loquats are large evergreen shrubs or small trees. They can grow 20 to 30 feet tall but are usually about 10 feet tall or slightly larger. Loquat fruits are round, oval, or pear-shaped, 1 to 2 inches long with a smooth
Mango trees can grow in the home garden. The mango is native to southern Asia and eastern India. Mangoes are among the most widely cultivated fruits in the tropics. There are more than 500 hundred cultivars of mango. Some can grow more than 100 feet tall and more than 30 feet wide. Smaller dwarf cultivars
Mulberries look like blackberries, but they grow on a tree, not a bush. Mulberries are not difficult to grow once established. There are three kinds of mulberry trees: black, red, and white. Black mulberry fruit is large, 1 to 2 inches long, and juicy; they have an intense sweet-tart flavor. The tartness of black mulberry
What Is a Credit Derivative? A credit derivative is a financial contract that allows parties to minimize their exposure to credit risk. Credit derivatives consist of a privately held, negotiable bilateral contract traded over-the-counter (OTC) between two parties in a creditor/debtor relationship. These allow the creditor to effectively transfer some or all of the risk of
What Is Credit Enhancement? Credit enhancement is a strategy for improving the credit risk profile of a business, usually to obtain better terms for repaying debt. In the financial industry, credit enhancement may be used to reduce the risks to investors of certain structured financial products. [Important: Credit enhancement reduces the default risk of the company’s
What Is Credit Exposure? Credit exposure is a measurement of the maximum potential loss to a lender if the borrower defaults on payment. It is a calculated risk to doing business as a bank. For example, if a bank has made a number of short-term and long-term loans totaling $100 million to a company, its
What Is a Credit Facility? A credit facility is a type of loan made in a business or corporate finance context. It allows the borrowing business to take out money over an extended period of time rather than reapplying for a loan each time it needs money. In effect, a credit facility lets a company
What Is a Credit Freeze? A credit freeze, also known as a security freeze, is an anti-fraud measure in which a credit bureau refrains from sharing a consumer’s credit report with any third parties. Credit freezes are often initiated at the request of consumers who suspect that their identities may have been stolen. To prevent
What Is Credit History? Your credit history is a measure of your ability to repay debts and demonstrated responsibility in repaying them. It is recorded in your credit report, which details the number and types of your credit accounts, how long each account has been open, amounts owed, the amount of available credit used, whether
What Is a Credit Inquiry? A credit inquiry is a request by an institution for credit report information from a credit reporting agency. Credit inquiries can be from all types of entities for various reasons, but they are typically made by financial institutions. They are classified as either a hard inquiry or a soft inquiry.
