What Are Credit Criteria? Credit criteria are the factors used by lenders to determine whether or not to approve a new loan. Although the specific criteria for individual lenders may vary, many weigh your credit score and income as key factors. A lender will approve or deny a loan based largely on how much you
What Is a Credit Default Swap (CDS)? A credit default swap (CDS) is a financial derivative that allows an investor to swap or offset their credit risk with that of another investor. To swap the risk of default, the lender buys a CDS from another investor who agrees to reimburse them if the borrower defaults.
Hyssop herb is a pretty compact perennial with spikes of blue and violet flowers. It is just at home in the perennial garden as it is in the herb garden. Hyssop is a member of the mint family. It can be used much like mint but its minty flavor is stronger than most mints so
Lavender is a traditional herb garden plant. Lavender flowers have a strong lemon-perfume flavor. Lavender flowers can be steeped for use in drinks, jellies, and ice cream. Petals can be used in salads, soups, and as garnish. The taste of lavender is not for everyone; use it sparingly at first. Here is your complete guide
You can learn how to grow lemon balm in a few minutes. Lemon balm is a perennial herb that grows best in cool weather. It has lemon-scented, mint-like leaves that are often used to make refreshing, lemony hot and cold drinks. The leaves also add a tart lemony flavor to green and fruit salads as
Lemon verbena is a semi-tropical plant. Its leaves have an intensely lemony fragrance and flavor. Leaves can be used in herbal teas and added to fruit salads, vegetables, and desserts. Dried leaves will remain fragrant for several years. Add a touch of lemon verbena to foods, then taste, then add more if needed—use a light
Lovage is an easy-to-grow perennial herb. The leaves and seeds of lovage have a rich celery-like flavor and fragrance. Use the leaves fresh or dry in salads, soups, and stews. The hollow stems can be used as a substitute for celery in soups. Crushed seeds can be used as celery powder. Here is your complete
You can learn how to grow marjoram in minutes. Marjoram, also called sweet marjoram and knotted marjoram, is a tender perennial grown as an annual. The flower buds look like little knots and so the name knotted marjoram. Marjoram has a savory, sweet, pungent aroma. It is a primary herb used in the preparation of
Nasturtiums are grown in the flower garden for their array of bright colors. They are grown in the herb garden for their distinctly peppery flavor. All parts of the nasturtium are edible—the leaves, the flowers, and the seeds. The flavor of nasturtiums is similar to watercress. Here is your complete guide to growing nasturtium. Where
You can learn how to grow rosemary in a few minutes. Rosemary is commonly used in the kitchen as a flavoring. The spicy, aromatic leaves can be used fresh or dried in many dishes flavoring beef, veal, pork, lamb, stuffings, soups, sauces, and salad dressings. Rosemary is a woody, evergreen perennial herb that can be
