What Is a Construction Loan Note? A construction loan note (CLN) is a debt obligation used for the funding of construction projects such as housing developments. In most cases, the note issuers repay the note obligation by issuing a longer-term bond. The proceeds from the bond pay back the debts on the note. Understanding a Construction Loan
What Is a Construction Mortgage? A construction mortgage is a type of loan that finances the building of a home specifically. The money loaned is often advanced incrementally during the building phase as the work progresses. Typically, the mortgage only requires payment of interest during the construction period. When the building phase is over, the
Seed potatoes Potatoes are a cool-weather crop, but the leafy tops can’t tolerate more than a light frost. Plant potatoes so they come to harvest when the weather is cool but not cold. In cold-winter climates, plant seed potatoes in the garden in spring as soon as the soil can be worked—usually about 3 weeks
Predicting a crop yield before harvest can aid in planning the use of your garden space. Predicting how much each person in your household consumes will also help you determine how much to plant. Knowing how much space each plant requires and when it will reach harvest will help you determine how much space to
If you live where the soil does not freeze in winter these vegetable and fruit gardening tips are for you. While the soil does not freeze, freezing temperatures and frost can still happen in February. Temperate and warm regions include USDA Zones 9 and 10 in the United States which include much of the southern
Butternut squash Butternut squash is easy to prepare and roast. You simply peel and seed the squash, cut it into 1-inch chunks, toss the chunks with olive oil, salt, and pepper, spread the chunks evenly on a baking sheet, and roast at 375°F for 40 minutes or until tender and lightly browned. Once cooked toss
Vegetables are pollinated in two basic ways: self pollination and cross pollination. • Self pollinators are plants that produce flowers that are usually fertilized by their own pollen, commlonly when the male and female flower parts are contained within the same flower. • Cross pollinators are plants with flowers that require pollen from another flower
Late Blight on Tomato Early blight, late blight, and leaf spot are common fungal diseases of tomato plants. Late blight is the most serious of the three. It spreads rapidly and will likely destroy the infected plant and can quickly spread to other plants—including potatoes, eggplants, and peppers. Here are basics for identifying these fungal
Row covers, floating row covers, garden blankets, and shade cloth are made from varying weights of synthetic materials and are used to protect plants. Heavyweight rows covers and garden blankets or quilts are used to protect plants from cold temperatures, chilling winds, and frosts–most often in late autumn, winter, and early spring. Lightweight floating rows
Vegetable crop yields and the number of vegetable plants to grow for each person in your household will help you estimate the space needed for a home vegetable garden. Crop yield estimates and consumption predictions are largely base on experience. Keeping a food log and garden record can help you hone your vegetable garden needs
