What Is an Automatic Transfer Service (ATS)? An automatic transfer service (ATS) is a banking service, in both a generic and specific sense, offered to customers. On a general level, it can signify any automatic transfer of funds among customer accounts. For example, bankers many use an ATS during a transitional transfer from a checking
What Is Autonomous Consumption? Autonomous consumption is defined as the expenditures that consumers must make even when they have no disposable income. Certain goods need to be purchased, regardless of how much income or money a consumer has in their possession at any given time. When a consumer is low on resources, paying for these necessities can
What Is an Autonomous Investment? An autonomous investment is when a government or other body makes an investment in a foreign country without regard to its level of economic growth or the prospects for that investment to generate positive returns. These investments are made primarily for purposes of geopolitical stability, economic aid, improving infrastructure, national
What Is an Autoregressive Model? A statistical model is autoregressive if it predicts future values based on past values. For example, an autoregressive model might seek to predict a stock’s future prices based on its past performance. Key Takeaways Autoregressive models predict future values based on past values.They are widely used in technical analysis to
What Is an Autoregressive Integrated Moving Average (ARIMA)? An autoregressive integrated moving average, or ARIMA, is a statistical analysis model that uses time series data to either better understand the data set or to predict future trends. A statistical model is autoregressive if it predicts future values based on past values. For example, an ARIMA model might seek
What Are Auto Sales? In finance, commentators use the term “auto sales” to refer to the number of cars sold in the United States. Occasionally, the term will also be used to refer to the sale of light trucks. Automobile manufacturers report their sales at the beginning of each month, which the U.S. Department of
What Is Autotrading? Autotrading is a trading plan where buy and sell orders are automatically placed based on an underlying system or program. These orders are placed when the trade conditions in the underlying system or program are met. Key Takeaways Autotrading is a system where buy and sell orders are placed automatically based on
What Is an Availability Float? Availability float refers to the interval between when a deposit is made to a banking account and when funds become available, specifically relating to check deposits. Availability float exists because banks need time to process physical checks before releasing funds. This means a depositor may need to wait before funds
What Is an Availability Schedule? In banking, the term availability schedule refers to the period required for the funds from a deposited check to become available to the recipient. During the time in which the funds are unavailable, they are referred to as being on hold. Key Takeaways The availability schedule is the length of
What Is Available Credit? Available credit is related to the account balance of a credit card or other form of debt. Available credit refers to how much a borrower has left to spend; this amount can be calculated by subtracting the borrower’s purchases (and the interest on those purchases) from the total credit limit on
