What Is Annual Percentage Rate (APR)? Annual percentage rate (APR) refers to the yearly interest generated by a sum that’s charged to borrowers or paid to investors. APR is expressed as a percentage that represents the actual yearly cost of funds over the term of a loan or income earned on an investment. This includes
What Is an Aptitude Test? An aptitude test is an exam used to determine an individual’s skill or propensity to succeed in a given activity. Aptitude tests assume that individuals have inherent strengths and weaknesses and have a natural inclination toward success or failure in specific areas based on their innate characteristics. Aptitude tests are
What Is Adjusted Present Value (APV)? The adjusted present value is the net present value (NPV) of a project or company if financed solely by equity plus the present value (PV) of any financing benefits, which are the additional effects of debt. By taking into account financing benefits, APV includes tax shields such as those
Containers for container gardens can be terracotta, wood, plastic, or metal. Choose the style that best fits your patio, balcony, or roof terrace. The larger the container the less watering and feeding will be needed since larger containers can hold more soil or potting medium, moisture, and nutrients required by plants. Small pots and window
Container and growing pots come in a variety of sizes. In the United States nursery and garden centers sell pots by the size in inches and gallons. In the United Kingdom, Europe, and most of the rest of the world containers are sold by the size in centimeters and liters. There are few standards when
Pots and containers for growing vegetables and herbs on patios, balconies and roof tops must be large enough for the crop to mature. A container must hold the soil and moisture that deliver nutrients to growing plants allowing them to leaf, flower, and fruit. The pot must be large enough to accommodate the plant’s roots.
To grow vegetables and fruits on a windy balcony or roof terrace choose low-lying crops. Choose a large container but keep the soil level fairly low so that the container provides some protection to the plant. Add a thick layer of mulch—compost, planting mix, or straw—to protect the soil against the drying effects of wind.
A balcony or rooftop garden has advantages and challenges. Enough sun is commonly not a problem for rooftops but might be for balconies. Snails and slugs and many other creeping insects or pests are usually not a problem. But wind and accessible water can pose challenges. Here are basic and important considerations when considering balcony or rooftop
Giving a vegetable plant the space it needs to mature is essential. Proper spacing insures that roots do not compete for moisture and nutrients and that above ground growth is not crowded and has needed exposure to light and good air circulation (essential for preventing disease). Leafy and root crops can be started in containers
A potting mix is a combination of organic particles and pores or spaces that hold air and water. Organic matter or soil holds nutrients. Air and water in a potting mix are necessary for roots and beneficial micro-organisms in the soil to grow and survive. Plants need air around their roots for nutrients to pass
