What Are Treasury Inflation-Protected Securities (TIPS)? Treasury Inflation-Protected Securities (TIPS) are a type of Treasury security issued by the U.S. government. TIPS are indexed to inflation to protect investors from a decline in the purchasing power of their money. As inflation rises, rather than their yield increasing, TIPS instead adjust in price (principal amount) to
What Is TIPS Spread? TIPS spread is the difference in the yields between U.S. treasury bonds and Treasury Inflation-Protected Securities (TIPS) and is a useful measure of the market’s expectation of future Consumer Price Index (CPI) inflation. Key Takeaways TIPS spread is the difference in the yields between U.S. Treasury bonds and Treasury Inflation-Protected Securities
What Is Three Inside Up/Down? The terms “three inside up” and “three inside down” refer to a pair of candle reversal patterns (each containing three individual candles) that appear on candlestick charts. The pattern requires three candles to form in a specific sequence, showing that the current trend has lost momentum and a move in
What Is a 3 Outside Up/Down? The three outside up and three outside down are three-candle reversal patterns that appear on candlestick charts. The pattern requires three candles to form in a specific sequence, showing that the current trend has lost momentum and might signal a reversal of an existing trend. In particular, the pattern
What Is a Three-Sigma Limit? Three-sigma limits is a statistical calculation where the data are within three standard deviations from a mean. In business applications, three-sigma refers to processes that operate efficiently and produce items of the highest quality. Three-sigma limits are used to set the upper and lower control limits in statistical quality control
What Is the Three-Year-Rule? The “three-year rule” is an estate tax provision of the U.S. Internal Revenue Code that applies in determining the assets included in a decedent’s gross estate. When individuals have made a transfer of assets, whether by trust or otherwise, within three years of their date of death, the value of the
What Is a Threshold List? A threshold list, also known as a Regulation SHO Threshold Security List, is a list of securities whose transactions failed to clear for five consecutive settlement days at a registered clearing agency. Threshold lists are published in accordance with regulations set by the Securities and Exchange Commission (SEC). Regulators review
What Are Thrifts? Even though they’re not as common as they used to be, thrifts, or savings and loan associations, still play an important part in many consumers’ lives. Thrifts also refer to credit unions and mutual savings banks that provide a variety of savings and loan services. Thrifts differ from commercial banks in that
What Is the Thrift Savings Plan (TSP)? A thrift savings plan (TSP) is a retirement investment program open only to federal employees and uniformed service members, including the Ready Reserve. It is a defined-contribution (DC) plan that offers federal employees many of the same benefits that are available to workers in the private sector. A TSP
What Is a Thrift Bank? A thrift bank–also just called a thrift–is a type of financial institution that specializes in offering savings accounts and originating home mortgages for consumers. Thrift banks are also sometimes referred to as Savings and Loan Associations (S&Ls). Thrift banks differ from larger commercial banks, like Wells Fargo or Bank of
