How It Works and Investments

How It Works and Investments

What Is the Thrift Savings Plan (TSP)? A thrift savings plan (TSP) is a retirement investment program open only to federal employees and uniformed service members, including the Ready Reserve. It is a defined-contribution (DC) plan that offers federal employees many of the same benefits that are available to workers in the private sector. A TSP

Definition, How They Artwork, History, and Have an effect on

Definition, How They Artwork, History, and Have an effect on

What Is a Thrift Bank? A thrift bank–also just called a thrift–is a type of financial institution that specializes in offering savings accounts and originating home mortgages for consumers. Thrift banks are also sometimes referred to as Savings and Loan Associations (S&Ls). Thrift banks differ from larger commercial banks, like Wells Fargo or Bank of

Throwback Definition

Throwback Definition

What Is a Throwback? A throwback, in technical analysis, is when the price retraces toward the breakout point after moving through a resistance level. A resistance level is where the price has stalled or had trouble moving through in the past. When the price moves through that level it is called a breakout. Not all

Thrusting Construction

Thrusting Construction

What Is a Thrusting Pattern? A thrusting pattern is a type of price chart pattern used by technical analysts. It is formed when a long black (down) candle is followed by a white (up) candle. The white candle closes above the black candle’s close, but it doesn’t close above the midpoint of the black candle’s

TIAA Definition, History, Retirement Products

TIAA Definition, History, Retirement Products

What Is the Teachers Insurance Annuity Association (TIAA)? The Teachers Insurance and Annuity Association (TIAA) is a financial organization that provides investment and insurance services for those working for organizations in the nonprofit industry in academic, research, medical, government, and cultural fields. TIAA has a history that dates back to the late Andrew Carnegie, whose Carnegie

What It Is,  Calculate TIE

What It Is, Calculate TIE

What Is the Times Interest Earned Ratio? The times interest earned (TIE) ratio is a measure of a company’s ability to meet its debt obligations based on its current income. The formula for a company’s TIE number is earnings before interest and taxes (EBIT) divided by the total interest payable on bonds and other debt.

Tied Selling Definition

Tied Selling Definition

What Is Tied Selling? Tied selling is the illegal practice of a company providing a product or service on the condition that a customer purchases some other product or service. It is frequently used in reference to banks and is sometimes referred to as coercive tied selling. Tied selling is also associated with the sales practices of