What Are Holdings? Holdings are the contents of an investment portfolio held by an individual or an entity, such as a mutual fund or a pension fund. Portfolio holdings may encompass a wide range of investment products, including stocks, bonds, mutual funds, options, futures, and exchange traded funds (ETFs). Key Takeaways Holdings are the contents
What Are Holdovers? In finance, the term “holdovers” refers to transactions—usually checks—that have not yet been processed. In most cases today, the period of time in which checks are held as holdovers typically does not exceed one business day. A holdover may also refer to a tenant who remains in a property after the expiration
What Is a Holdover Tenant? A holdover tenant is a renter who remains in a property after the expiration of the lease. If the landlord continues to accept rent payments, the holdover tenant can continue to legally occupy the property, and state laws and court rulings determine the length of the holdover tenant’s new rental
What Is Hollowing Out? Hollowing out is the deterioration of a country’s manufacturing sector when producers opt for low-cost facilities overseas. Taking away these jobs has helped to concentrate wealth among the very wealthy, hollow out the middle class, and increase the number of working-class and lower-class households. Key Takeaways Hollowing out refers to the
What Is the Hollywood Stock Exchange (HSX)? The Hollywood Stock Exchange (HSX) is an online prediction market in which “investors” bet on the performance of various components of the entertainment industry. The bets are made using credits called Moviestocks, Starbonds, Celebstocks, TVStocks, Movie Funds, and various derivatives. Trades are made in “Hollywood dollars,” which players
What Are Holocaust Restitution Payments? Holocaust restitution payments are paid primarily by the governments of Germany and Austria to partly compensate victims of Nazi Germany and its allies. In addition to claims for persecution, restitution is also made to compensate for lost housing, destroyed businesses, and liquidated bank accounts. Since 1952, more than $70 billion
What Is a Holographic Will? A holographic will is a handwritten and testator-signed document and is an alternative to a will produced by a lawyer. Some states do not recognize holographic wills. States that do permit holographic wills require the document meet specific requirements to be valid. The minimal requirements for most states are proof
What Is a Home? A home is a physical domicile or structure in which a person or household resides. In a legal sense, a home is the place of permanent residency where one lives, or intends to return to live. key takeaways Legally, a home is a person’s permanent primary residence—even if they aren’t currently
What Is Home Equity? Home equity is the value of a homeowner’s financial interest in their home. In other words, it is the actual property’s current market value less any liens that are attached to that property. The amount of equity in a house fluctuates over time as more payments are made on the mortgage and market forces impact
What Is the Home Affordable Modification Program (HAMP)? The Home Affordable Modification Program (HAMP) was a loan modification program introduced by the federal government in 2009 to help struggling homeowners avoid foreclosure. The program’s focus was to help homeowners who paid more than 31% of their gross income toward mortgage payments. The program expired at the
