What Is Hazard Insurance? Hazard insurance is coverage that protects a property owner against damage caused by fires, severe storms, hail/sleet, or other natural events. As long as the specific weather event is covered within the policy, the property owner will receive compensation to cover the cost of any damage incurred. Typically, the property owner will
What Is a Hazardous Activity? Hazardous activity refers to a recreational pursuit that life or disability insurance policy considers high-risk. The activities are not typically covered by insurance as they carry an increased potential for injury or loss. Hazardous activities include scuba diving, BASE jumping, hang gliding, race car driving, flying a plane, horseback riding, bungee
What Is the Hazard Rate? The hazard rate refers to the rate of death for an item of a given age (x). It is part of a larger equation called the hazard function, which analyzes the likelihood that an item will survive to a certain point in time, based on its survival to an earlier time (t).
What Is a High-Deductible Health Plan (HDHP)? The term high-deductible health plan (HDHP) refers to a health insurance plan with a sizable deductible for medical expenses. An HDHP usually has a larger annual deductible (usually four figures) than a typical health plan but charges lower monthly premiums. Plans fully cover routine preventive care, which means that
What Is Head of Household (HOH)? Head of household is a filing status on tax returns used by unmarried taxpayers who support and house a qualifying person. Taxpayers may file tax returns as head of household (HOH) if they are unmarried and pay more than half the cost of supporting and housing a qualifying person. The
What Is a Head-Fake Trade? A head-fake trade occurs when a security’s price moves in one direction, but then reverses course and moves in the opposite direction. The head-fake trade gets its name from a tactic used by a basketball or football player to confuse the opposition, leading with their head to pretend that they
What Is a Headhunter? A headhunter is a company or individual that provides employment recruiting services on behalf of the employer. Headhunters are hired by firms to find talent and to locate individuals who meet specific job requirements. Headhunters may also be referred to as executive recruiters and the function they perform is often called executive
What Are Headline Earnings? Headline earnings refer to a method of reporting corporate earnings based entirely on operational, trading, and capital investment activities achieved during the previous period. Excluded from the headline earnings figure are profits or losses associated with the sale or termination of discontinued operations, fixed assets or related businesses, or from any permanent devaluation
What Is the Headline Effect? The headline effect refers to the effect that negative news in the popular press has on a corporation or an economy. Many economists believe that negative news headlines make consumers more reluctant to spend money. Key Takeaways The headline effect refers to the observation that negative news tends to have
What Is Headline Inflation? Headline inflation is the raw inflation figure reported through the Consumer Price Index (CPI) that is released monthly by the Bureau of Labor Statistics (BLS). The CPI calculates the cost to purchase a fixed basket of goods to determine how much inflation is occurring in the broad economy. The CPI uses
