What Is the Hang Seng Index (HSI)? The Hang Seng Index or HSI is a free-float market capitalization-weighted index of the sixty largest companies that trade on the Hong Kong Exchange (HKEx). HKEx is among the largest stock exchanges in the world, with an aggregate market cap of more than $38 trillion as of 2022.
What Is a Hard Money Loan? A hard money loan is a type of loan that is secured by real property. Hard money loans are considered loans of “last resort” or short-term bridge loans. These loans are primarily used in real estate transactions, with the lender generally being individuals or companies and not banks. Key
What Is Hard Call Protection? Hard call protection, or absolute call protection, is a provision in a callable bond whereby the issuer cannot exercise the call and redeem the bond before the specified date, usually three to five years from the date of issuance. Key Takeaways Hard call protection, or absolute call protection, is a
What is Hard Currency? Hard currency refers to money that is issued by a nation that is seen as politically and economically stable. Hard currencies are widely accepted around the world as a form of payment for goods and services and may be preferred over the domestic currency. Understanding Hard Currency A hard currency is
What Is Hardening? Hardening is a reference to trading conditions in which securities prices are rising and volatility is declining in a particular financial market. Although the assessment that a market is hardening can be applied in several contexts, it is most commonly used when referring to the market for commodities futures. The term hardening
What Is a Hard Fork? A hard fork (or hardfork), as it relates to blockchain technology, is a radical change to a network’s protocol that makes previously invalid blocks and transactions valid, or vice-versa. A hard fork requires all nodes or users to upgrade to the latest version of the protocol software. Forks may be initiated by developers or
What Is a Hard Inquiry? A hard inquiry is a type of credit information request that includes your full credit report and deducts points from your credit score. These types of inquiries are used by lenders and creditors in deciding whether to grant you credit or a loan, and they will usually cause a short-lived
What Is a Hard Loan? A hard loan is a foreign loan that must be paid in hard currency, which is the currency of a nation that has political stability and a reputation for economic strength. For example, a country classified as a developing country may borrow via a hard loan denominated in U.S. dollars.
What Are Hard Skills? Hard skills are technical skills required for a job. They are learned abilities acquired and enhanced through education and experience. Hard skills are important for your resume, as employers look for them when hiring. Hard skills alone don’t translate into success, as employees also need other skills, such as soft skills. Unlike
What Is a Hard-to-Sell Asset? Hard-to-sell asset refers to an asset that is extremely difficult for a company to dispose of either due to the asset’s inherent problems or as a result of market conditions. Companies that try to sell hard-to-sell assets are often struggling financially, or the asset is no longer functioning at an
