What Is the Fisher College of Business? The Fisher College of Business is the business school at Ohio State University. Founded in 1916 and located in Columbus, Ohio, the school offers both undergraduate and graduate programs. The Fisher College of Business’s ranked as the 41st-best program in the U.S. by Businessweek for 2019-20. It received
What Is the Fisher Effect? The Fisher Effect is an economic theory created by economist Irving Fisher that describes the relationship between inflation and both real and nominal interest rates. The Fisher Effect states that the real interest rate equals the nominal interest rate minus the expected inflation rate. Therefore, real interest rates fall as
What Is Fitch Ratings? Fitch Ratings is an international credit rating agency based out of New York City and London. Investors use the company’s ratings as a guide as to which investments will not default and subsequently yield a solid return. Fitch bases the ratings on factors, such as what kind of debt a company
The five Cs of credit are important because lenders use these factors to determine whether to approve you for a financial product. Lenders also use these five Cs—character, capacity, capital, collateral, and conditions—to set your loan rates and loan terms. What Are the 5 Cs of Credit? The five Cs of credit is a system
What Is the Five Percent Rule? The five percent rule is a stipulation of the Financial Industry Regulatory Authority (FINRA), which oversees brokers and brokerage firms in the U.S. Dating back to 1943, it stipulates that a broker shouldn’t charge commissions, markups, or markdowns of more than 5% on standard trades, both stock exchange listings and
What Is a Fixed-for-Floating Swap? A fixed-for-floating swap is a contractual arrangement between two parties in which one party swaps the interest cash flows of fixed-rate loan(s) with those of floating-rate loan(s) held by another party. The principal of the underlying loans is not exchanged. Key Takeaways A fixed-for-floating swap occurs when one party swaps the
What Is a Financing Squeeze? A financing squeeze occurs when would-be borrowers find it difficult to obtain capital because lenders fear making loans. This often leads to a liquidity crisis if there is little cash on hand and not enough operating cash flow. A financing squeeze also occurs if credit is available, but only at
What Is the Financial Crimes Enforcement Network (FinCEN)? The Financial Crimes Enforcement Network (FinCEN) is a government bureau that maintains a network whose goal is to prevent and punish criminals and criminal networks that participate in money laundering and other financial crimes. FinCEN, administered by the U.S. Department of the Treasury, operates domestically and internationally, and
What Is a Finder’s Fee? A finder’s fee (also known as “referral income” or “referral fee”) is a commission paid to an intermediary or the facilitator of a transaction. The finder’s fee is rewarded because the intermediary discovered the deal and brought it to the attention of interested parties. The presumption is that without the
What Is Finding And Development (F&D)? Finding and development (F&D) refers to costs incurred when a company purchases, researches and develops properties in an effort to establish commodity reserves. Exploration and development businesses rely on finding commodities to manufacture and sell. Finding and development costs represent a cost of doing business for these types of
