What Is Basel I? Basel I is a set of international banking regulations established by the Basel Committee on Banking Supervision (BCBS). It prescribes minimum capital requirements for financial institutions, with the goal of minimizing credit risk. Under Basel I, banks that operate internationally were required to maintain at least a minimum amount of capital
What Is the Basel Committee on Banking Supervision? The Basel Committee on Banking Supervision (BCBS) is an international committee formed to develop standards for banking regulation. As of 2022, it is made up of Central Banks and other banking regulatory authorities from 28 jurisdictions and has 45 members. Key Takeaways The Basel Committee is made
What Is Basel III? Basel III is an international regulatory accord that introduced a set of reforms designed to mitigate risk within the international banking sector by requiring banks to maintain certain leverage ratios and keep certain levels of reserve capital on hand. Begun in 2009, it is still being implemented as of 2022. Key
What Is Base Rate Fallacy? Base rate fallacy, or base rate neglect, is a cognitive error whereby too little weight is placed on the base, or original rate, of possibility (e.g., the probability of A given B). In behavioral finance, base rate fallacy is the tendency for people to erroneously judge the likelihood of a
What Is a Base Year? A base year is the first of a series of years in an economic or financial index. In this context, it is typically set to an arbitrary level of 100. New, up-to-date base years are periodically introduced to keep data current in a particular index. Base years are also used
What Is Base-Year Analysis? In finance and economics, base-year analysis includes all of the layers of analysis concerning economic trends in relation to a specific base year. For example, a base-year analysis could express economic variables relative to base-year prices to eliminate the effects of inflation. When analyzing a company’s financial statements, it is useful
The Basic Materials Sector: An Overview The basic materials sector is an industry category made up of businesses engaged in the discovery, development, and processing of raw materials. The sector includes companies engaged in mining and metal refining, chemical products, and forestry products. Within this sector are the companies that supply most of the materials used in construction.
Sprouts are the young shoots from the germinated seeds of vegetables, beans, and grains. Many seeds can be sprouted for eating. Mung beans and alfalfa are the most common seeds for sprouts. Other common seeds for sprouts include adzuki, cabbage, chives, red clover, fenugreek, garbanzo, lentil, mustard, peas, radish, and black sunflower. See the list
Lentils Lentils are a cool-season legume. Sow lentils in spring as early as 2 weeks before the average last frost date. Lentils can be started indoors before transplanting to the garden; lentil seeds will germinate in 10 days at 68°F. Lentils require 80 to 110 days to come to harvest. Description. Lentils are a hardy
Make your garden to-do list to keep the garden humming all year long. One of the most challenging aspects in gardening is to get things started at the proper time. Success in the garden often depends on timing. Planning the work ahead is important. A simple checklist can be used to make sure that everything
