Crops Tips for seed starting Onions, leeks: bulb-forming leeks and sweet Spanish and Bermuda onions require a long growing season to reach maturity, so give them a good head start. Bunching onions are ready in 55 days, dry onions in 100 days; leeks in 130 days. Start indoors 10 to 12 weeks before the last
Tomato seed What is the surest way to get a good harvest to tomatoes? Here’s a simple checklist to keep handy when growing tomatoes. Good Seed Use seeds of a good variety. Use fresh seed. Good Soil Plant tomatoes in loose, well-drained soil. But almost any garden soil will grow tomatoes. Sandy loam is best
What Is Bank Capital? Bank capital is the difference between a bank’s assets and its liabilities, and it represents the net worth of the bank or its equity value to investors. The asset portion of a bank’s capital includes cash, government securities, and interest-earning loans (e.g., mortgages, letters of credit, and inter-bank loans). The liabilities
What Is a Bank Card? A bank card is any card issued against a depository account, such as an ATM card or a debit card. Sometimes the phrase is also used to refer to Visa and MasterCards since these are also issued by banks, but they are credit cards and not linked directly to a depository
What Are Bank Debits? A bank debit is a bookkeeping term for the realization of the reduction of deposits held by bank customers. A bank debit occurs when a bank customer uses the funds in their account, therefore reducing their account balance. Bank debits can be the result of check payments, honored drafts, the withdrawal
What Are Bank Deposits? Bank deposits consist of money placed into banking institutions for safekeeping. These deposits are made to deposit accounts such as savings accounts, checking accounts, and money market accounts. The account holder has the right to withdraw deposited funds, as set forth in the terms and conditions governing the account agreement. How
What Is the Bank Discount Rate? The bank discount rate is the interest rate for short-term money market instruments like commercial paper and Treasury bills. The bank discount rate is based on the instrument’s par value and the amount of the discount. The par value is the face value or original value of the investment
What Is a Bank Endorsement? A bank endorsement is a guarantee by a bank confirming that it will uphold a check or other negotiable instrument, such as a banker’s acceptance, from one of its customers. This assures any third-party that the bank will back the obligations of the creator of the instrument in the event
What Is a Bankers’ Bank? A bankers’ bank is a specific type of bank that a group of larger, more established banks create. Bankers’ banks exist for the purpose of servicing the charter banks that founded them. While their banking services are not generally open to the public in any fashion, these institutions are designed
What Is a Banker Trojan? A Banker Trojan is a malicious computer program designed to gain access to confidential and/or material information stored or processed through online banking systems. This type of computer program is built with a backdoor, allowing outside parties to gain access to a computer, or it may instead copy a bank
