What Is a Bank Confirmation Letter (BCL)? A bank confirmation letter (BCL) is a letter from a bank or financial institution confirming the existence of a loan or a line of credit that has been extended to a borrower. The letter officially vouches for the fact that the borrower—typically an individual, company, or organization—is eligible to
What Is the Bank Secrecy Act (BSA)? Also known as the Currency and Foreign Transactions Reporting Act, the Bank Secrecy Act (BSA) is U.S. legislation created in 1970 to prevent financial institutions from being used as tools by criminals to hide or launder their ill-gotten gains. The law requires banks and other financial institutions to provide
What Is the Bank Bill Swap Rate (BBSW)? The Bank Bill Swap Rate (BBSW), or Bank Bill Swap Reference Rate, is a short-term interest rate used as a benchmark for the pricing of Australian dollar derivatives and securities—most notably, floating rate bonds. Key Takeaways The Bank Bill Swap Rate (BBSW) is a short-term interest rate used
Simply put coleslaw is a salad made from shredded cabbage and along with other chopped or shredded vegetables bound with mayonnaise, vinaigrette, or other dressing and sometimes flavored with herbs or fruit. The word coleslaw comes from two Dutch words: kool meaning cabbage and sla an abbreviation for salad—koolsla. Coleslaw is sometimes called “cold slaw”—which
Grow Potatoes in trenches, mulch, or containers. Here potatoes grow in straw mulch. Potatoes are easy to grow in holes, trenches, under mulch or landscape fabric, or in containers. Grow potatoes in full sun and well-drained soil or mulch. Plant potatoes when the soil temperature is at least 50°F. Potatoes grow best when the air
Organic farming asparagus in black soil Asparagus is among the earliest and tastiest crops each year. Perennial asparagus beds can produce spears for decades and decades with proper care throughout the years. Plant asparagus where there is plenty of sun in the spring and the soil is rich in organic matter and well-drained. As a
Vegetable stocks draw their flavor entirely from vegetables and water and, sometimes, herbs and spices, and wine. Vegetable stock can be served alone or used to flavor soups, sauces, meats, poultry, fish, and vegetables. Use vegetable stock for light, healthy dishes. Vegetable stock—also called vegetable broth–is a clear, thin flavored liquid—the flavor is determined by
Onion soup served with melted cheese and crusty bread (on top or on the side) will make for a hearty lunch. The same with a summer garden salad or a side dish of roasted winter root vegetables will make dinner. Use medium size white or yellow globe-shaped onions for strong flavor or large flat onions—called
Four plants per square foot Square foot vegetable gardening gets its name from the number of seeds, transplants, or plants that grow in one square foot of garden space. For example, one square foot of garden will grow one pepper plant or four heads of leaf lettuce eight beets or sixteen radishes. A tomato plant
A hearty seasonal vegetable soup is made simply by combining the flavors of one, two, or three in-season vegetables with the flavors of one, two, or three all-season vegetables. You can have tasty home-made vegetable soup in 30 to 40 minutes any time of the year. All-season vegetables–carrots, celery, onions and potatoes–are a classic foundation
